Experienced & Affordable Bankruptcy Representation
When it comes to filing for bankruptcy, there is a lot of information you are going to want to know. This information is complicated and does not always seem clear to those who have not had any formal legal training. This is why it's essential that before you file for bankruptcy, you consult with a lawyer who will be able to look at your record and your future and help you to decide which kind of bankruptcy you should file for, and how you should file. There are timelines related to the before and after period of the bankruptcy process. Below is some basic information, though you will want to consult with a Bakersfield bankruptcy lawyer for a complete examination of your financial records.
Timeline for Filing Bankruptcy
There are some things to keep in mind before you file for bankruptcy. For example, any cash advances you receive from a line of consumer credit 70 days before filing for bankruptcy is considered to be non- dischargeable. You should also know that if you filed for Chapter 7 or Chapter 13 180 days before filing again, your filing will not be accepted by the court. Another thing to keep in mind is that any taxes assessed within 240 days prior to your filing will also not be discharged. There is much more to be aware of before filing for bankruptcy, which is why it's so important that you consult with an experienced lawyer.
The Process Can Be Complicated
There is also a timeline attached to the period after the filing of bankruptcy. First, there is a filing fee that must be attached to your initial petition. Also, you must provide a complete list of creditors. Your social security number must also accompany your petition. Within 4-6 weeks after filing your petition, you will also be required to meet with your creditors in order to answer questions about your current financial situation. The bankruptcy process following the filing is in depth and complicated. A lawyer can guide you through it.
Learn the Truth About Bankruptcy
If you are considering filing for Bakersfield bankruptcy, then it is necessary that you first meet with a lawyer. This is because a lawyer will be able to see you through the process from beginning to end. Contact The Gorski Firm, A.P.C. at 661-952-9740 to speak with one of our bankruptcy attorneys and start working towards a brighter financial future.